Rated #1 Rated #1 Pet Insurance 2025

Pet Insurance
for the family

Comprehensive, affordable coverage for dogs and cats. Because your furry family members deserve the best care — without the financial stress.

No vet restrictions Cancel anytime 30-day free trial

Active Plan

Complete Coverage

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Pet Buddy · Labrador, 3y
Coverage R$10,000 / year
Status Active

Monthly Premium

R$39/mo

Claim approved

Last Claim

R$480 Approved

4.9

★★★★★

1,200+ reviews

50,000+

Pets Insured

R$12M+

Claims Paid Out

4.9 ★

Average Rating

98%

Customer Satisfaction

Coverage for every pet

Whether you have a playful pup, a curious kitten, or want full wellness coverage — we have a plan for your family.

Dog insurance

Dog & Puppies Insurance

Comprehensive accident and illness coverage for dogs of all breeds and ages. From routine visits to emergency surgery.

  • Accidents & injuries
  • Illnesses & chronic conditions
  • Emergency care
  • Specialist visits
Learn more
Cat insurance

Cat & Kittens Insurance

Tailored coverage for indoor and outdoor cats. Protect your feline companion with plans that fit any budget.

  • Accidents & injuries
  • Dental care
  • Prescription medications
  • Behavioral therapy
Learn more
Most Popular
Wellness plan

Wellness Plan

Go beyond accidents and illness. Cover routine care, vaccinations, dental cleanings, and preventive treatments.

  • Annual wellness exams
  • Vaccinations included
  • Dental cleanings
  • Flea & tick prevention
Learn more

Why pet owners choose Paws

Built around one goal — making pet healthcare stress-free.

Any licensed vet

Any Licensed Vet

No network restrictions. Visit any veterinarian, specialist, or emergency clinic anywhere in the country.

Fast claims

Fast Claims

Submit in under 2 minutes. Most claims are reviewed and paid within 24–48 hours, direct to your account.

24/7 support

24/7 Support

Our pet care team is available around the clock via chat, phone, or email — whenever you need us most.

Flexible plans

Flexible Plans

Customize your deductible, reimbursement rate, and annual limit to build the plan that fits your budget.

Get covered in 3 steps

From quote to coverage in under 5 minutes.

Get a Quote

Enter your pet's name, breed, and age. Receive a personalized quote in 30 seconds — no commitment required.

Choose Your Plan

Pick the coverage level, deductible, and reimbursement rate that works for you.

Start Coverage

Coverage starts immediately. Policy documents emailed instantly. Visit any vet the same day you enroll.

Simple, transparent pricing

No hidden fees. No surprises. Cancel anytime.

Accidents only coverage

  • Accident & injury coverage
  • R$5,000 annual limit
  • 80% reimbursement
  • Illness coverage
  • Wellness add-on
Get Started

Accidents + illness coverage

  • Everything in Basic
  • R$10,000 annual limit
  • Illness & chronic conditions
  • 90% reimbursement
  • Wellness add-on
Get Started

Full coverage + wellness

  • Everything in Essential
  • Unlimited annual coverage
  • Wellness & preventive care
  • Dental cleanings included
  • 90% reimbursement
Get Started

Loved by pet owners

Real stories from real Paws members.

★★★★★

"Buddy needed emergency surgery and Paws covered 90% of the R$3,200 bill. The claim was approved in 24 hours. I can't imagine not having this coverage."

SM

Sarah M.

Labrador mom · 2 years with Paws

★★★★★

"Luna got sick twice last year. Between both visits, Paws reimbursed over R$1,800. The app makes filing claims so easy — took me two minutes."

JR

Jessica R.

Cat owner · Essential Plan

★★★★★

"I was skeptical about pet insurance, but after Max's ACL surgery, Paws paid R$2,700. Best R$39 a month I've ever spent. Wish I had signed up sooner."

DK

David K.

Golden Retriever dad · Complete Plan

Frequently asked questions

Everything you need to know about Paws.

Accident coverage begins immediately after enrollment. Illness coverage has a 14-day waiting period. Orthopedic conditions may have a 6-month waiting period depending on your state and plan.
Curable pre-existing conditions may be covered after a 12-month symptom-free period. Incurable or chronic pre-existing conditions are excluded. We recommend enrolling your pet as early as possible to maximize coverage.
Log in to your account, click "File a Claim", upload your itemized vet invoice, and submit. Most claims are processed within 24–48 hours and funds are deposited directly to your bank account.
Yes. Paws has zero network restrictions. Use any licensed veterinarian, specialist, emergency animal hospital, or telehealth service anywhere in the United States.
Yes — cancel anytime with no fees. If you cancel within 30 days of enrollment and have not filed a claim, you'll receive a full refund of your first month's premium.
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Start protecting your pet today

Join 50,000+ pet owners who trust Paws. Get a free quote in 30 seconds — no commitment, no credit card required.